VILLADGT CAPITAL SOLUTIONS
VILLADGT CAPITAL SOLUTIONS — LEGAL CENTER
Last Updated: February 19, 2026
This Legal Center contains all required disclosures, policies, and notices for VillaDGT Capital Solutions, including:
• Privacy Policy
• Terms of Use
• E‑Consent Disclosure
• Electronic Communications Policy
• Compliance Disclaimer
All content below applies to your use of this website and any business‑purpose financing inquiries submitted through it.
1. PRIVACY POLICY
1.1 Introduction
VillaDGT Capital Solutions (“we,” “us,” “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit a business‑purpose loan inquiry.
By using this Site, you agree to this Privacy Policy.
1.2 Information We Collect
Information You Provide
We may collect information you voluntarily provide, including:
• Name, email, phone
• Entity information
• Property address and deal details
• DSCR metrics, rent rolls, leases, or financials
• Project scope and experience
• Uploaded documents
Information Collected Automatically
We may automatically collect:
• IP address
• Browser and device information
• Pages visited
• Time spent on the Site
• General location data
Cookies and analytics tools may be used to improve performance.
1.3 How We Use Your Information
We may use your information to:
• Evaluate DSCR, bridge, or business‑purpose loan submissions
• Connect you with lending partners
• Respond to inquiries
• Improve website functionality
• Send updates or communications
• Maintain security and comply with legal obligations
We do not use your information for consumer‑purpose lending.
1.4 Sharing Your Information
We may share your information with:
• Vetted lending partners
• Service providers supporting secure document transfer
• Legal authorities when required
We do not sell your information.
1.5 Data Security
We use reasonable safeguards to protect your information, but no method is 100% secure.
1.6 Your Rights
Depending on your jurisdiction, you may request:
• Access
• Correction
• Deletion
• Restriction
• Opt‑out
Contact us at villadgt@consellure.com to exercise these rights.
1.7 Children’s Privacy
This Site is not intended for individuals under 18.
1.8 Changes to This Policy
We may update this Privacy Policy periodically.
2. TERMS OF USE
2.1 Acceptance of Terms
By using this Site, you agree to these Terms of Use.
2.2 Business‑Purpose Use Only
All services are intended solely for business‑purpose real estate financing.
We do not support consumer loans.
2.3 No Financial, Legal, or Tax Advice
Information on this Site is for general informational purposes only.
2.4 Capital Connector Disclaimer (We Are Not a Lender)
VillaDGT Capital Solutions is not a lender or mortgage originator.
We do not:
• originate loans
• quote or guarantee rates
• negotiate terms
• collect borrower funds
• issue approvals or denials
• make credit decisions
We may relay lender decisions, but all credit determinations are made solely by the lender.
2.5 DSCR‑Specific Disclaimers
• DSCR calculations provided by us are estimates only.
• Final DSCR ratios and underwriting decisions are made by the lender.
• Program details and rate ranges are informational only.
2.6 Third‑Party Lenders
We are not responsible for lender decisions, policies, or terms.
2.7 Intellectual Property
All content on this Site is owned by VillaDGT Capital Solutions.
2.8 Limitation of Liability
We are not liable for:
• lender decisions
• underwriting outcomes
• denied applications
• business losses
2.9 Changes to Terms
We may update these Terms at any time.
3. E‑CONSENT DISCLOSURE
3.1 Consent to Electronic Communications
By submitting information through this Site, you consent to receive communications electronically, including:
• emails
• SMS/text messages
• document requests
• status updates
• lender communications relayed through us
Electronic communications satisfy any legal requirement for written communication.
3.2 Right to Withdraw Consent
You may withdraw consent by contacting villadgt@consellure.com.
Withdrawal may limit our ability to assist you.
3.3 Hardware & Software Requirements
You must have:
• internet access
• a valid email address
• a browser capable of viewing standard web pages
• the ability to view PDF documents
3.4 Paper Copies
You may request paper copies for a reasonable fee.
4. ELECTRONIC COMMUNICATIONS POLICY
4.1 Purpose
This policy explains how we communicate electronically during the business‑purpose loan inquiry process.
4.2 Communication Channels
We may use:
• email
• SMS/text
• secure portals
• encrypted file transfer tools
Standard messaging rates may apply.
4.3 No Approvals or Denials Issued by Us
We do not issue approvals or denials.
We may inform you of a lender’s decision.
4.4 Security
We use reasonable safeguards, but electronic communication carries inherent risks.
4.5 Opting Out
You may opt out of non‑essential communications by contacting us.
5. COMPLIANCE DISCLAIMER
5.1 Business‑Purpose Loans Only
We support:
• DSCR loans
• bridge loans
• fix‑and‑flip loans
• commercial loans
We do not arrange consumer loans.
5.2 Not a Lender or Mortgage Originator
We do not:
• originate loans
• quote or guarantee rates
• negotiate terms
• collect borrower funds
• issue approvals or denials
• make credit decisions
5.3 DSCR & Underwriting Disclaimer
All DSCR calculations and loan scenarios are estimates only.
Final decisions are made solely by the lender.
5.4 No Professional Advice
We do not provide financial, legal, or tax advice.
5.5 Third‑Party Lenders
We are not responsible for lender actions or policies.
5.6 Accuracy of Information
Program details and guidelines may change without notice.
5.7 Limitation of Liability
We are not liable for lender decisions or business outcomes.
6. CONTACT INFORMATION
For questions regarding any section of this Legal Center, contact:
VillaDGT Capital Solutions
villadgt@consellure.com